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Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomesscottsdalearizona.com (the “Website”) and services offered through the Website by Scottsdale I Buy Houses With Fire Damage (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Scottsdale.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and actual conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to acquire property for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable cancellation or rescission rights.

5. No Obligation to Purchase

Submitting information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, Contract Holders, and Representatives

If an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative submits information concerning property, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation performed for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable written transaction agreement.

A preliminary offer may change after due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or financial outcome is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Arizona Seller Disclosure Framework

Arizona does not impose one universal statutory seller-property-condition questionnaire that every private seller must use in every residential resale.

However, Arizona sellers have legal duties concerning material facts.

Arizona courts recognize that where a seller knows facts that materially affect the value of property and knows those facts are not known to the buyer, the seller can have a duty to disclose those facts.

That legal duty exists independently from whether a particular preprinted disclosure form is statutorily mandatory.

14. Arizona REALTORS® Residential Seller’s Property Disclosure Statement

The Residential Seller’s Property Disclosure Statement (“SPDS”) published by Arizona REALTORS® is widely used in Arizona transactions.

The SPDS itself is not a universally required statutory form.

Where the parties use the standard Arizona REALTORS® Residential Resale Real Estate Purchase Contract, however, the contract generally requires the seller to complete and deliver the SPDS within the contractual deadline, commonly five days after contract acceptance.

The actual purchase agreement controls the applicable contractual deadline.

15. Fire Damage Is Expressly Addressed by the Arizona SPDS

The current Arizona REALTORS® SPDS expressly asks whether the seller is aware of damage to a structure on the property caused by conditions including:

The form also addresses homeowner insurance claims, smoke/fire-detection systems, fire-suppression systems, structural conditions, repairs, permits, and other matters that can be important following a fire.

16. Insurance Claims

The Arizona SPDS asks whether the seller knows of homeowner insurance claims filed against the property.

A fire-damaged property may therefore require disclosure concerning both:

depending on the seller’s knowledge and the transaction documents.

17. Known Material Facts

A seller should not conceal or misrepresent a known fact that materially affects:

when Arizona law requires disclosure.

Material fire-related facts can include:

18. Licensed Real Estate Professional Duties

Arizona imposes additional duties on participating real estate licensees.

A licensee must disclose in writing to other parties information the licensee possesses that materially or adversely affects the consideration to be paid, including:

Known significant fire damage can therefore trigger licensee duties independent from the seller’s own disclosure obligations.

19. No Universal Requirement to Deliver Every Fire Record

Arizona does not impose one universal rule requiring every residential seller automatically to give every buyer every:

A particular document may nevertheless be:

20. No Universal Seller Inspection Requirement

Arizona does not generally require every seller of a fire-damaged home to commission:

solely because the seller wishes to transfer the property.

Inspections can nevertheless be prudent or required by:

21. As-Is Transactions

The Website advertises an as-is acquisition model.

“As-is” may mean that the buyer does not require the seller to perform repairs before closing.

It does not automatically eliminate:

22. No Universal Repair Requirement Before Sale

Arizona does not impose one statewide rule requiring every fire-damaged residence to be completely restored before it may be transferred.

A damaged property may potentially be sold in its existing condition.

Separate:

may nevertheless affect the property.

23. Scottsdale Building Permits

The City of Scottsdale requires permits for many forms of construction and repair.

Current City guidance identifies permitting for work involving structural, fire-safety, electrical, plumbing, and mechanical systems.

Fire restoration involving those systems should therefore be reviewed through the applicable City permit process.

24. Scottsdale SPUR

Beginning in January 2026, Scottsdale transitioned planning and permitting work to the Scottsdale SPUR portal.

Projects initiated after the transition generally use SPUR for applications, documents, payments, and project management.

A potential buyer may also use public City resources to research permits, plan-review status, certificates of occupancy, and other property records.

25. Electrical, Plumbing, and Mechanical Repairs

Scottsdale specifically requires permits for covered electrical work, and separate permit requirements apply to other regulated trades.

A prior fire can affect:

A property sale does not authorize regulated repair work without required permits.

26. Fire Department Review and Inspections

Scottsdale Fire provides inspection and plan-review services for residential and commercial construction and renovation.

Depending on the property and work, fire-safety systems or fire-related renovations may therefore require Fire Department involvement.

27. Scottsdale’s Post-Fire Guidance

Scottsdale publishes an After the Fire recovery program for property owners affected by structure fires and other disasters.

The City advises owners that fire recovery and reconstruction can be a lengthy process and provides information concerning building permits, utilities, insurance, safety, and other recovery resources.

That guidance is useful to affected owners but does not require a homeowner to reconstruct the property before selling it.

28. Cleanup and Restoration

The Website states that cleanup may be handled as part of its acquisition process.

Any:

must comply with applicable licensing, environmental, worker-safety, disposal, permitting, and other requirements.

Nothing in these Terms represents that we personally perform regulated contractor services unless lawfully authorized.

29. Inspections and Due Diligence

A direct cash or as-is transaction does not prevent the purchaser from conducting due diligence.

Due diligence may include:

30. Twenty-Four-Hour Offer Claims

The Website currently advertises a no-pressure as-is cash offer in approximately 24 hours.

This describes intended or possible service timing and is not a guarantee.

A preliminary offer may depend on obtaining sufficient property information and may change following due diligence.

31. Ten-Day Closing Claims

The Website currently states that it can close in approximately 10 days.

That is potential transaction timing, not a guarantee.

Actual closing may depend on:

32. No Repair Claims

The Website states that sellers may sell without making repairs.

That means a purchaser may be willing to accept physical condition without requiring seller-funded restoration.

It does not mean:

33. No Agent Fee Claims

The Website advertises avoiding traditional agent fees.

Where a seller enters a genuine direct sale without a listing broker, a conventional listing commission may not apply.

If a licensed Arizona real estate professional participates, compensation obligations will be governed by applicable:

34. “Fair,” “Competitive,” and Market-Value Claims

The Website describes offers as fair or competitive and refers to market values.

Those terms do not guarantee that:

The executed purchase agreement controls the actual purchase price.

35. Arizona Residential Wholesaling Law

Arizona specifically regulates certain wholesale buyers and wholesale sellers under A.R.S. § 44-5101.

The statute applies to residential real property containing fewer than five dwelling units.

36. Wholesale Buyer Definition

For purposes of the Arizona statute, a wholesale buyer generally means a person or entity that:

A purchaser that closes and takes title for its own account is not automatically a wholesale buyer merely because it is an investor.

The actual transaction controls.

37. Wholesale Buyer Disclosure to Seller

Before the parties enter into a binding agreement, an Arizona wholesale buyer must disclose in writing to the seller that the buyer is a wholesale buyer.

The disclosure should therefore occur before the seller becomes bound.

38. Seller Cancellation Right if Wholesale Buyer Fails to Disclose

If a wholesale buyer violates Arizona’s statutory disclosure requirement, the seller may generally:

Nothing in a purchase contract should purport to eliminate that statutory right.

39. Wholesale Seller Disclosure

Arizona also regulates a wholesale seller.

Before the parties enter into a binding agreement, a wholesale seller must disclose in writing to the buyer that:

40. Buyer Cancellation Right if Wholesale Seller Fails to Disclose

If a wholesale seller violates the disclosure requirement, the buyer may generally:

41. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record title.

A contract holder should not falsely represent that:

42. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular purchase agreement may be assigned.

43. Arizona Real Estate Licensing

Arizona defines a real estate broker principally as a person who performs specified activities for another and for compensation.

Those activities include matters such as:

A person performing covered brokerage services for another may require an Arizona real estate license.

44. Principal Purchaser and Own-Property Exemption

Arizona provides an exemption for qualifying natural persons and entities dealing with their own property, subject to the conditions stated in the statute.

A genuine principal purchaser acquiring property for its own account can therefore be situated differently from a person performing compensated brokerage services for another.

The exemption should not be used to disguise actual brokerage activity.

45. Lead Routing and Referral Compensation

If a business is compensated merely for connecting a seller with another buyer, negotiating for another person, procuring prospects, advising another party, or otherwise performing conduct included in Arizona’s broker definition, licensing and compensation rules should be separately reviewed.

The label “investor,” “wholesaler,” or “cash buyer” does not control if actual conduct is brokerage.

46. Licensed Person Acting as Principal

Where an Arizona real estate licensee participates as a principal or has another financial interest in a transaction, Arizona professional-conduct rules can require disclosure of the relevant interest or conflict.

Actual current Arizona Department of Real Estate forms and procedures should be used where applicable.

47. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

48. Arizona Foreclosure Consultants

Arizona specifically regulates foreclosure consultants.

A person can become a foreclosure consultant when, for compensation, the person represents that covered services will accomplish matters such as:

A direct purchaser should avoid portraying itself as the homeowner’s compensated foreclosure adviser unless the arrangement is separately compliant.

49. Twenty-Four-Hour Contract Review

A covered Arizona foreclosure-consulting contract generally must:

50. Three-Business-Day Cancellation Right

A homeowner generally has the right to cancel a covered foreclosure-consulting contract until midnight of the third business day after signing a compliant contract.

The cancellation right may not be improperly conditioned on repayment of money.

51. No Advance Compensation for Foreclosure Consultant Services

A covered foreclosure consultant generally may not demand, charge, collect, or receive compensation until the consultant has fully performed each covered service promised under the agreement.

52. Foreclosure Consultant Cannot Acquire the Client’s Residence

Arizona generally prohibits a foreclosure consultant from directly or indirectly acquiring an interest in the residence in foreclosure of a homeowner with whom the consultant has contracted to perform covered services.

A cash purchaser should therefore maintain a clear operational distinction between:

53. Short-Sale and Other Statutory Exceptions

Arizona’s foreclosure-consultant statute contains specified exceptions, including for certain licensed professionals and particular short-sale purchase activity.

An exception should be confirmed from the actual facts rather than assumed.

54. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving a potential offer, or negotiating a transaction does not automatically:

Homeowners facing foreclosure should independently determine applicable deadlines.

55. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

56. Federal Mortgage-Assistance Rules

Where separate activity constitutes mortgage-assistance-relief services under federal law, additional federal requirements may regulate:

57. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

58. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

59. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

60. Insurance Rights Do Not Automatically Transfer

Selling fire-damaged property does not automatically transfer:

Those matters depend on:

61. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A property owner seeking representation in negotiating an insurance claim should work with an appropriately licensed professional or attorney where required.

62. Tenant-Occupied Property

The sale of tenant-occupied real estate does not automatically terminate a lawful tenancy.

A potential purchaser should evaluate:

A property appearing vacant following a fire should not automatically be treated as legally free of tenancy rights.

63. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing built before 1978.

Nothing on this Website replaces applicable federal requirements.

64. Homeowners Associations

Property located within an Arizona homeowners association, condominium, or planned community may have separate:

requirements.

Those obligations are separate from fire-damage disclosure.

65. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

66. Arizona Recording Law

Arizona generally permits recording of a wire, electronic, oral, or in-person communication when:

subject to applicable law.

Because calls can cross state lines and another jurisdiction may require all-party consent, additional notice or consent may be appropriate.

Where another applicable law is stricter, the stricter rule controls.

67. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

68. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

69. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate documents that applicable law requires to be provided in a particular form.

70. Privacy

Our handling of personal information is described in our Privacy Policy.

71. Independent Decision-Making

Selling fire-damaged real estate can have significant:

You may wish to consult:

72. No Professional Advice

Website content does not constitute individualized:

73. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where an Arizona licensed real estate professional participates, applicable agency and brokerage requirements control.

74. Acceptable Use

You may not:

75. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to Scottsdale I Buy Houses With Fire Damage.

You may not commercially reproduce protected Website content without authorization.

76. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

77. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

78. No Guarantee of Transaction

We do not guarantee:

79. Marketing Claims

Website language describing an offer or transaction as:

describes intended or possible service characteristics and does not guarantee a particular financial result.

The executed transaction documents control.

80. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

81. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

82. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SCOTTSDALE I BUY HOUSES WITH FIRE DAMAGE AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

83. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

84. Indemnification

To the extent permitted by law, you agree to indemnify Scottsdale I Buy Houses With Fire Damage from claims arising from your:

85. Governing Law

These Terms are governed by the laws of the State of Arizona, except where another law must apply.

86. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Arizona.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

87. Non-Waivable Arizona Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

88. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

89. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

90. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

91. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

92. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

93. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

94. Contact Us

Questions concerning these Terms may be directed to:

Scottsdale I Buy Houses With Fire Damage
Scottsdale, Arizona
United States

Website: ibuyfiredamagedhomesscottsdalearizona.com